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Patelco Credit Union: Your Trusted Financial Partner

Why choose us

Exceptional Customer Service
At P.C.U., we take pride in providing exceptional customer service that goes above and beyond. Our friendly and dedicated team is always ready to assist you with a smile, making your banking experience a breeze. We prioritize our members, understanding their unique needs and goals.

Whether it's opening an account, applying for a loan, or seeking financial advice, we're here to guide you every step of the way. Join Patelco today and discover the personalized care and attention you deserve. Experience the difference of banking with a trusted financial partner that truly values you.
Competitive Rates and Low Fees
We take pride in offering our members competitive rates and low fees that keep more money in your pocket. With our savings accounts, you can watch your money grow while enjoying attractive interest rates. Need a loan? No worries! Our personal and auto loans come with affordable rates and flexible terms to suit your needs.

Plus, our credit cards offer fantastic rewards and come with low APRs. We believe in transparency, so you won't be burdened with hidden fees. Trust Patelco Credit Union for your financial needs and experience the difference in banking with us today.
Convenient Online Banking
We understand the importance of convenience in managing your finances. That's why we offer a user-friendly online banking platform that puts control at your fingertips. With just a few clicks, you can access your accounts, check balances, transfer funds, and pay bills securely and efficiently.

Our commitment to providing top-notch service extends to our digital channels, ensuring a seamless banking experience wherever you go. Experience the ease of modern banking with Patelco Credit Union today.

Personalized Financial Solutions
At Patelco C.U., each individual's financial needs are unique. That's why we take pride in offering personalized financial solutions to help you achieve your dreams. Our dedicated team of experts takes the time to listen and understand your goals, whether it's saving for a down payment, planning for retirement, or consolidating debt.

With competitive rates and a wide range of products, including savings accounts, home loans, and credit cards, we're here to guide you on your financial journey. Join us today and experience the difference of tailored financial solutions designed just for you.

Our Wide Range of Products and Services

patelco credit union's logo
Savings and Checking Accounts
When it comes to securing your financial future, Patelco offers a comprehensive range of Savings and Checking Accounts that are designed to suit your unique needs. With our savings accounts, you can watch your money grow steadily while working towards your financial goals. Whether you're saving for a vacation, a new home, or simply want a rainy-day fund, we have the right account for you. 
Our Checking Accounts provide you with easy access to your funds and the convenience of managing your money online. Say goodbye to hidden fees and take advantage of our low-cost checking options. Plus, with our user-friendly online banking platform, you can monitor your transactions, pay bills, and transfer money seamlessly. 
At Patelco, we prioritize our members' financial well-being, and that's why we offer competitive interest rates and minimal fees. Join us today, and let us help you build a brighter financial future together.

Home Loans and Mortgages
Looking to make your dream of owning a home a reality? Our Home Loans and Mortgages at P.C.U are designed to help you secure the keys to your dream home. Whether you're a first-time buyer or looking to refinance your existing mortgage, we've got you covered. 
With competitive interest rates and flexible repayment options, our Home Loans are tailored to suit your unique needs and financial situation. Our experienced loan officers will guide you through the entire process, making it smooth and stress-free. 
At P. Credit Union, we understand that purchasing a home is one of the most significant financial decisions you'll make, which is why we're committed to providing exceptional service and support every step of the way. Take the first step towards homeownership and contact us today to learn more about our Home Loans and Mortgages. Your dream home awaits!

Auto and Personal Loans
Looking to finance your dream car or cover unexpected expenses?

Look no further than Patelco Credit Union's Auto and Personal Loans! With our competitive interest rates and flexible repayment terms, you can drive away in your dream vehicle or handle those unforeseen costs without breaking the bank.

Our experienced loan officers are here to guide you through the process, ensuring a smooth and stress-free experience. Whether it's a new car, a family vacation, or consolidating debt, we've got you covered. Join P.C.U. today and take advantage of our personalized financial solutions to achieve your goals!

Credit Cards
Credit cards have become an indispensable financial tool for modern living. With their convenience and flexibility, they offer a convenient way to make purchases, whether in-store or online. By using credit cards responsibly, you can build a positive credit history, which can be beneficial when applying for loans or mortgages in the future. 
, it's crucial to use credit cards wisely to avoid debt and high interest rates. Make timely payments, keep track of your spending, and stay within your credit limit. Compare different credit card options to find the one that best suits your needs, considering factors like rewards, cashback, or low APRs. 
, responsible credit card usage can unlock numerous benefits while safeguarding your financial well-being.

Join Patelco Credit Union Today

Ready to take control of your financial future?

- Join Patelco today and experience the benefits of banking with a trusted financial partner.

- At Patelco, we prioritize our members and provide personalized financial solutions to help you achieve your goals. Whether you're saving for a major purchase, planning for retirement, or buying a home, we've got you covered.

- Enjoy competitive rates on savings, loans, and credit cards, along with convenient online banking for easy access to your accounts anytime, anywhere.

- Our friendly and knowledgeable team is always here to assist you. Become a member and embark on a journey towards financial success with P.C.U. Open an account now and embrace a brighter future.

Contact Us

Looking for a reliable financial partner?

Look no further! Patelco C.U. is here to assist you. With our exceptional customer service and personalized financial solutions, we're dedicated to helping you achieve your goals. 
Visit us at our conveniently located branch: Patelco Credit Union - PO Box 2227 - Merced, CA 95344. Our friendly team is ready to welcome you and provide expert guidance on our wide range of products, including savings and checking accounts, home loans, auto loans, and credit cards. 
Can't make it to the branch?

No problem!

Contact us at 00 1 925-468-6300 and speak with our knowledgeable representatives. We're just a phone call away to make your financial dreams a reality. Join Us today!

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